The folks over from Kicking Tires have posted an interesting survey said to be commissioned by an insurance-related website called “Insure” that shows the average cost of rates in the 50 states from the country’s top six insurers.

According to the website, data was collected from drivers of 2,400 vehicles and sourced from 10 ZIP codes per state. Of course, different states have different standards and policies, meaning that some of the information positively and negatively skewed (hey, nothing’s perfect).

Interesting fact of the day: “One of the reasons Louisiana’s rates are higher on average is because only cases with claims exceeding $50,000 receive a jury trial. This means more cases are settled out of court, which leads to higher accident settlements and higher insurance costs.”

That explains Louisiana’s average cost being highest nationwide, at a whopping $2,510.87. Living in South Carolina (with an average cost of $1,182.18) doesn’t sound too shabby anymore.

For reference, the national average is $1,429.26.

By Phil Alex

Via: Kicking Tires

The Most and Least Expensive States for Car Insurance in 2010

Rank, State, Average Premium 1 Louisiana $2,510.872 Michigan $2,098.293 Oklahoma $1,869.394 Montana $1,857.965 California $1,774.416 South Dakota $1,772.837 Washington, D.C. $1,753.198 Georgia $1,751.429 Illinois $1,679.1510 Connecticut $1,678.9011 Arkansas $1,648.8012 New Mexico $1,603.6513 Rhode Island $1,595.9714 West Virginia $1,589.6915 Alaska $1,572.2116 Wyoming $1,552.9817 Maryland $1,550.1318 Kansas $1,524.5119 Kentucky $1,515.3020 Colorado $1,480.9721 Mississippi $1,474.9422 New Jersey $1,473.7323 New York $1,463.2124 Texas $1,462.6525 Florida $1,453.20National $1,429.2626 Pennsylvania $1,420.7827 Delaware $1,405.8028 Missouri $1,390.5929 Minnesota $1,381.0930 Alabama $1,380.3831 North Dakota $1,365.2232 Hawaii $1,306.9733 Indiana $1,302.5134 Nevada $1,282.5035 Washington $1,279.8436 Utah $1,234.3037 Virginia $1,233.3638 Nebraska $1,210.7439 Oregon $1,194.6940 Idaho $1,183.4741 South Carolina $1,182.1842 Tennessee $1,170.1243 Arizona $1,152.5044 North Carolina $1,130.4545 Massachusetts $1,043.8046 Iowa $1,039.0447 New Hampshire $1,011.2348 Wisconsin $1,010.9349 Ohio $999.8650 Vermont $968.5851 Maine $902.85