Renting a supercar is the closest many people will get to experiencing the high life and this video demonstrates just how important it is to have a good insurance policy if you ever do rent an expensive car.

Rob Ferretti, who also runs the SuperspeedstersRob channel on YouTube, owns a successful rental car business of his own and earlier this year went on a little roadtrip. For his journey, he rented a rare McLaren 620R but unfortunately, it suffered some rock chips across the front fascia.

Watch Also: McLaren IndyCar Racer Pato O’Ward Drives The 620R On And Off The Track

The rocks chipped off some areas of paint on the front bumper and hood while also damaging the expensive carbon fiber splitter. A handful of rock chips also damaged the windshield, while Ferretti also managed to curb a couple of the wheels. He knew he would be on the hook for the repairs but was shocked when the rental company said it would cost $100,000 to fix the car.

While speaking with the rental company, Ferretti expressed his disbelief at this insane sum and asked if he could buy the car off the rental company, fix it himself, and sell it. However, the rental company said that they already repaired the car to the tune of $101,000. They claimed this included a new front bumper/splitter worth $60,000 and a new set of wheels.

Ferretti was suspicious and called up the bodyshop that had allegedly performed the repairs. They revealed that they hadn’t fitted new parts to the 620R. This led to Ferretti suggesting the rental car company may have been trying to defraud him.

You can watch the whole ordeal, which Ferretti was passionate enough to make some videos about, right below.