One might afford to pay the sticker price on a brand new or used luxury sports car, but before depleting your bank account, you should consider all variables.
First of all, as we all know, the biggest enemy of luxury rides is depreciation, and with this Ferrari FF, which YouTuber Shmee bought used three and a half years after it was produced, meant paying £150,000 (~190,000) instead of £300,000 (~$375,000).
Clever financing means that an enthusiast could hold on to it for one or two years and avoid heavy depreciation loses. But in order to do so, it would be nice to enjoy the 7-year Ferrari servicing plan, which is offered on cars made from 2010, and to pay a bit extra for the warranty, so if anything goes wrong, you won’t have to sell an arm and a leg to get it fixed.
Insurance can vary from £1,000 to £10,000 ($1,250-$12,500) in the UK, depending on various factors, and another thing often left aside is a proper parking space, preferably underground, which will keep the car safe from vandalism and bad weather.
Add the usual servicing on that list, along with the V12’s incredible thirst, and you might be looking at £20,000 to £30,000 ($25,000-$37,000) per year to use an FF as a daily driver. But is it really worth it?