• BYD will cover accidents while using Urban Navigate on Autopilot.
  • Coverage only lasts a year and requires owners to be using system properly.
  • Automaker also introduced new Xuanji A3 chip and system improvements.

Who’s to blame when a semi-autonomous vehicle crashes? It’s a sticky question, but responsibility typically falls on the human operator and their insurance company.

BYD is flipping the script and offering full damage coverage for its Urban Navigate on Autopilot function. It builds on their previous coverage of Intelligent Parking, and the company said they’re the “world’s first automaker to offer such dual coverage for its advanced driving assistance systems.”

More: BYD Is Coming For Land Rover’s Defender On Its Own Home Turf

However, there’s a huge caveat as the “one-year full damage coverage guarantee applies to new buyers and existing owners who upgrade to God’s Eye 5.0 in the Chinese market.” One year of coverage isn’t much, but the “policy states that if a legally-liable accident occurs while a user is operating the Urban NOA function in compliance with regulations, BYD will directly cover all resulting economic losses.”

BYD said they’re comfortable doing this as they have a fleet of over 3.15 million intelligent vehicles on the road and they log over 124 million miles (200 million km) every day. This gives them tons of real‑world data as well as a wealth of information for “algorithmic learning and improvement.”

 BYD Will Pay When Its Self-Driving System Crashes Your Car, Up To A Point

Besides announcing the coverage guarantee, BYD said their God’s Eye system is moving to an “industry‑first satellite sensor architecture.” It also benefits from an “upgraded physical AI large model, and a self‑evolving data flywheel built on massive real‑world scenarios.”

Furthermore, BYD introduced China’s first 4nm automotive driving system on a chip. Known as the Xuanji A3, it supports L3 and L4 autonomous driving, and a three-chip configuration can deliver over 2,100 TOPS of computing power. It’s already in production and promises 20% lower energy consumption than comparable products.

Rounding out the highlights from the Intelligence Strategy Launch event, BYD confirmed its entire lineup can now be equipped with the God’s Eye LiDAR system. The automaker also introduced the DiLink AI Intelligent Cockpit, which is billed as a “hyper‑realistic digital assistant” that “offers proactive task execution and deep reasoning capabilities.”

 BYD Will Pay When Its Self-Driving System Crashes Your Car, Up To A Point