These Are The 25 Cheapest Cars To Insure In The United States

Car insurance premiums in the U.S. have risen by 33 percent between 2010 and 2016, adding a sizable burden to car owners, especially if they’re also paying off a car loan.

Insurance premiums depend on many factors, including the driver’s age, driving record and location. Another big factor is, of course, the type of the vehicle.

The Insurance Institute for Highway Safety collects data on insurance claim frequency and insurance cost per vehicle. On average, insurance companies make claim payments of around $900 per vehicle, with some claiming more than double this amount.

24/7 Wall St. gathered the data of the 25 cars from 2014 to 2016 model years with the lowest annual payouts. The following are the cars included in that list, in reverse order.

25.Toyota Sequoia four-door 4WD

Toyota Sequoia

  • Annual average insurance paid: $719.60
  • Annual collision insurance paid: $319.80
  • Type: Large SUV
  • Retail price: $48,400

24.Chevrolet Traverse four-door 4WD

  • Annual average insurance paid: $716.68
  • Annual collision insurance paid: $284.70
  • Type: Large SUV
  • Retail price: $47,500

23.GMC Acadia four-door 2WD

  • Annual average insurance paid: $712.83
  • Annual collision insurance paid: $304.20
  • Type: Large SUV
  • Retail price: $29,000

22.Ford Edge four-door 2WD

  • Annual average insurance paid: $693.74
  • Annual collision insurance paid: $304.20
  • Type: Midsize SUV
  • Retail price: $29,315

21.Ford F-150 SuperCab 4WD

  • Annual average insurance paid: $690.91
  • Annual collision insurance paid: $273.00
  • Type: Large pickup
  • Retail price: $27,705

20.Toyota 4Runner four-door 4WD

  • Annual average insurance paid: $688.12
  • Annual collision insurance paid: $292.50
  • Type: Midsize SUV
  • Retail price: $34,610

19.Ford F-250 SuperCab 4WD

  • Annual average insurance paid: $684.51
  • Annual collision insurance paid: $249.60
  • Type: Large pickup
  • Retail price: $33,150

18.Subaru XV Crosstrek 4WD with Eyesight

  • Annual average insurance paid: $680.94
  • Annual collision insurance paid: $288.60
  • Type: Small station wagons/minivans
  • Retail price: $21,595

17.Mini Countryman 4WD

  • Annual average insurance paid: $680.94
  • Annual collision insurance paid: $312.00
  • Type: Small station wagons/minivans
  • Retail price: $26,600

16.Honda Odyssey

  • Annual average insurance paid: $680.40
  • Annual collision insurance paid: $296.40
  • Type: Large station wagons/minivans
  • Retail price: $29,990

15.Honda CR-V four-door 4WD

  • Annual average insurance paid: $678.46
  • Annual collision insurance paid: $269.10
  • Type: Small SUV
  • Retail price: $24,250

14.Honda Pilot four-door 2WD

  • Annual average insurance paid: $677.38
  • Annual collision insurance paid: $284.70
  • Type: Midsize SUV
  • Retail price: $30,900

13.Nissan Leaf

  • Annual average insurance paid: $675.03
  • Annual collision insurance paid: $319.80
  • Type: Small four-door
  • Retail price: $29,990

12.Chevrolet Corvette convertible

  • Annual average insurance paid: $671.58
  • Annual collision insurance paid: $417.30
  • Type: Midsize sports cars
  • Retail price: $55,495

11.Subaru Legacy 4WD with Eyesight

  • Annual average insurance paid: $667.79
  • Annual collision insurance paid: $296.40
  • Type: Midsize four-door
  • Retail price: $22,195

10.Volvo XC60 four-door 2WD

  • Annual average insurance paid: $665.28
  • Annual collision insurance paid: $315.90
  • Type: Midsize luxury SUV
  • Retail price: $41,500

09.Ford Expedition four-door 2WD

  • Annual average insurance paid: $660.16
  • Annual collision insurance paid: $284.70
  • Type: Large SUV
  • Retail price: $51,790

08.Acura MDX four-door 2WD

  • Annual average insurance paid: $660.06
  • Annual collision insurance paid: $280.80
  • Type: Midsize luxury SUV
  • Retail price: $44,200

07.Mazda CX-5 four-door 2WD

  • Annual average insurance paid: $649.78
  • Annual collision insurance paid: $245.70
  • Type: Small SUV
  • Retail price: $24,150

06.Jeep Wrangler two-door SWB 4WD

  • Annual average insurance paid: $647.85
  • Annual collision insurance paid: $206.70
  • Type: Small SUV
  • Retail price: $23,995

05.Subaru Forester four-door 4WD with Eyesight

  • Annual average insurance paid: $645.85
  • Annual collision insurance paid: $273.00
  • Type: Small SUV
  • Retail price: $22,795

04.GMC Canyon crew cab 4WD

  • Annual average insurance paid: $633.70
  • Annual collision insurance paid: $257.40
  • Type: Small pickup
  • Retail price: $21,100

03.Chevrolet Silverado 1500 4WD

  • Annual average insurance paid: $620.47
  • Annual collision insurance paid: $253.50
  • Type: Large pickup
  • Retail price: $28,300

02.Acura RDX four-door 2WD

  • Annual average insurance paid: $590.92
  • Annual collision insurance paid: $249.60
  • Type: Midsize luxury SUV
  • Retail price: $36,000

01.Subaru Outback 4WD with Eyesight

  • Annual average insurance paid: $539.32
  • Annual collision insurance paid: $222.30
  • Type: Midsize station wagons/minivans
  • Retail price: $25,895

 

 

  • THIS ARTICLE COULD HAVE BEEN CONDENSED INTO A SIMPLE LIST.

  • Bo Hanan

    Jeep Wrangler???

  • Honda NSX-R

    Can someone explain to me why insurance for a Corvette convertible is so cheap?

    • khc

      The advanced age (with lowered testosterone levels) of the average owner?

      • Honda NSX-R

        That’s what I was thinking of as a possible reason…

      • ErnieB

        Exactly

    • Dubble Bubble

      Just for the record, the pic in #12 isn’t a convertible.

      • Honda NSX-R

        This is probably something that should be noticed when reading this list

      • Alfa Giulia QV

        I noticed that too. Why they decided to use the Grand Sport is beyond me. It’s nice, but I’m not sure about the red, white, and blue color scheme though.

  • Kash

    I like how you guys used pictures of brand new models for some cars (like the XC60) when these premiums were gathered from the 14-26 model years.

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